Credit Cards For People with Poor Credit
Welcome to the leading site for credit card comparisons! The cards featured on this page are tailored to the needs of consumers with below average or poor credit scores. These cards are often pre-paid or have low credit limits. Credit cards in this category are perfect for improving your credit history and score.
AccountNow Prepaid Visa® Card
• NEW! Now with the iAdvance(SM) loan option, no credit check needed.
• Instant Guaranteed Approval* – no credit check, no security deposit
• $0 ACTIVATION FEE – when you load your card by direct deposit
• Free Direct Deposit – no more check cashing fees
• Free Online Check Writing – no need for expensive money orders
• Free Credit Builder† – bill pay transactions are reported to PRBC®
Introductory Offer Introductory Term Annual Fee
* * See Terms*
AccountNow™ Prepaid MasterCard®
• Build your credit with the new iAdvance loan option(SM)
• Instant Guaranteed Approval* – no credit check, no security deposit
• $0 ACTIVATION FEE – when you load your card by direct deposit
• Free Direct Deposit – no more check cashing fees
• Free Online Bill Pay – no need for expensive money orders
• Free Credit Builder† – bill pay transactions are reported to PRBC®
Introductory Offer Introductory Term Annual Fee
* * See Terms*
All-Access® MasterCard® Prepaid Card
• 100% approval - No credit check required
• Make purchases anywhere MasterCard Debit is accepted
• No overdraft fees or minimum balances
• Online Bill Pay - Easily send a check to anyone
• 5% APY Savings Account - Exclusive!
• Free Direct Deposit from your paycheck or government check
Introductory Offer Introductory Term Annual Fee
* * None
All-Access® Visa® Prepaid Card
• 100% approval - NO credit check required
• Make purchases anywhere Visa Debit is accepted
• No overdraft fees or minimum balances
• Online Bill Pay - Easily send a check to anyone
• 5% APY Savings Account - EXCLUSIVE!
• FREE Direct Deposit from your paycheck or government check
Introductory Offer Introductory Term Annual Fee
* * None
Baby Phat Prepaid Visa® RushCard
• Show your style with the BabyPhat RushCard
• Guaranteed approval*
• No Credit Check
• Free Direct Deposit
• No Overdraft Fees/ No Check Fees/ No Interest Fees
• Free Credit Builder
Introductory Offer Introductory Term Annual Fee
* * N/A
Bank of Internet Certificate of Deposit
• Competitive Rates (We beat the National Average)
• FDIC Insurance
• No Fees
• Compounded Daily
• $1000 minimum to open
Introductory Offer Introductory Term Annual Fee
* * *
Bank of Internet Checking Accounts
• Competitive Rates (We beat the National Average)
• FDIC Insurance
• ATM reimbursement (up to $8 per mo.)
• Free online bill pay
• Online check and deposit imaging (5 yr archive)
• $500 minimum to open
Introductory Offer Introductory Term Annual Fee
* * N/A
Bank of Internet Home Equity Loan
Competitive Rates - Fixed rates as low as 6.87% APR.
Flexible Financing - Loan ranges up to $1,000,000 and terms up to 20 yrs.
No Lender Fees
No Pre-payment Penalties
Complete your application
Get a loan decision quickly
Introductory Offer Introductory Term Annual Fee
* * N/A
CashNetUSA
• Instant Approval,** Cash Next Business Day*
• Instant Approval,** Cash Next Business Day*
• Instant Approval,** Cash Next Business Day*
• Easy Five-Minute Application
• Friendly Customer Service Available 24/7
• Convenient access to your Account, Anytime
Introductory Offer Introductory Term Annual Fee
* * *
Charge.Com
• No Application Fee
• Free Checks by Web, Phone and Fax ($300 Value)
• The Best Deal Anywhere


Introductory Offer Introductory Term Annual Fee
* * N/A
ConsumerDirect.com
• FREE Credit Scores
• FREE Credit Report Lock™
• FREE Trial!Sign-up Today!


Introductory Offer Introductory Term Annual Fee
* * *
CreditReporting.com
It's Easy... it gives you one easy to read report with information supported by toll-free customer service.
It's Secure.... we employ the latest in security measures to ensure that your card number and personal informat
It's Fast... as consumers, you can order your own personal 3 bureau credit report with several choices for orde


Introductory Offer Introductory Term Annual Fee
* * *
Equifax Credit Watch™ Gold with 3-in-1 Monitoring
• Comprehensive credit file monitoring and automated alerts of key changes to your Equifax, Experian, and
• Wireless alerts and customizable alerts available
Free 3-in-1 Credit Report and unlimited Equifax Credit Report™
• Up to $20,000 Identity Fraud Expense Coverage with no deductible (certain limitations and exclusions apply)R
• Knowledgeable Customer Care 24 hours a day, 7 days a week
Introductory Offer Introductory Term Annual Fee
* * N/A
Equifax CreditWatch™ Gold
• Instant online access to your credit report
• Record of companies that have reviewed your credit file
• Includes a confirmation number needed to use Equifax's free online dispute feature and fix errors quickly and simply
• Access to our friendly and knowledgeable Customer Care 7 days a week

Introductory Offer Introductory Term Annual Fee
* * N/A
Equifax ScoreWatch™
Continuous score monitoring and notification when a change in your FICO® score impacts the interest rate y
• Detailed explanations for key score changes and specific tips for understanding your score
Daily monitoring of your Equifax Credit Report with email notification of key changes (email /
Two Free Score Power® reports, plus discounts on additional Score Power® reports
• Detailed "Bottom Line" of what your most current score means, comparison with national averages, and a graph of how lenders view
• Access to friendly and knowledgeable Customer Care available 7 days a week
Introductory Offer Introductory Term Annual Fee
* * N/A
Eufora Prepaid MasterCard® with Credit Builder - Elite Level
• Eufora Elite Credit Builder Prepaid MasterCard
• BUILDS CREDIT! Reports to Credit Bureaus
• 100% Guaranteed Approval* with No Credit Check - Perfect for Bad Credit or No Credit
• FREE Direct Deposit
• FREE Point of Sale Transactions
• FREE 24/7 Online Access
Introductory Offer Introductory Term Annual Fee
* * See Terms*
Facecard prepaid MasterCard®
• FREE activation with NO annual or monthly fees!
• A safe alternative to credit card debt.
• Instant and convenient access to funds-have your paycheck deposited directly on your Facecard.
• Set up bill pay, no more forgetting the electricity bill.
• Friend-to-friend paybacks as easy as going to the website via internet or mobile phone.
• Ability to use anywhere MasterCard debit cards are accepted, including ATMs.
Introductory Offer Introductory Term Annual Fee
* * N/A*
FICO® Quarterly Monitoring
• Keep track of your TransUnion credit report and FICO® score
• See why your FICO® score matters
• Compare your credit reports quarterly
• Identity Theft Insurance

Introductory Offer Introductory Term Annual Fee
* * N/A
FICO® Standard
FICO® Score*
Get your FICO® scores from your choice of Equifax or TransUnion. Each comes with a fu

Credit Report*
Get your credit reports from your choice of Equifax or TransUnion. Each credit report is a de

FICO® Score Simulator
This simulator analyzes your personal credit information and answers questions su



Introductory Offer Introductory Term Annual Fee
* * N/A
First Option Visa®
• Get a REAL Visa® Credit Card!
• Up to $5,000.00 Secured Line of Credit!!
• Be Approved Regardless of Credit History or Income!!!
• Guaranteed Approval!Apply Today!

Introductory Offer Introductory Term Annual Fee
N/A N/A $59
First Vineyard MasterCard® Card
• Receive cash back from your own spending
• Receive cash compensation from the spending of anyone in your compensation tree.
• Live debt free and receive compensation for your everyday spending.
• Reload your card directly from your payroll or bank account
• Powerful Online Account Management
• Online Bill Payment service included – Pay your bills directly with our powerful bill payment service
Introductory Offer Introductory Term Annual Fee
* * *
GoHealthInsurance.com Health Insurance
• Free Health Insurance Quotes
• Compare Plans With Local Agents
• View Quotes InstantlyApply Online!


Introductory Offer Introductory Term Annual Fee
* * *
GoHealthInsurance.com Life Insurance
• Free Life Insurance Quotes
• Compare Plans With Local Agents
• View Quotes Instantly Apply Online!


Introductory Offer Introductory Term Annual Fee
* * *
Green Dot Prepaid MasterCard®
• As seen on TV-by far the most popular prepaid in America!
• Available at over 50,000 retailers including Walgreens, CVS, Rite-Aid
• Save $5 today when you order online
• No credit check, EVER
• Easy reload using Green Dot MoneyPaks
• Extra bonuses with Direct Deposit
Introductory Offer Introductory Term Annual Fee
* * See Terms*
Horizon Gold Credit Card
• Guaranteed Approval!
• Bad Credit Accepted!
• No Employment Check!
• Reports to Major Bureau!

Introductory Offer Introductory Term Annual Fee
* * $14.95 Monthly
ID Watchdog
• Find It: earliest possible detection of identity theft
• Stop It: personal care to investigate your case
• Fix It: 100% service guarantee to work to repair the damage


Introductory Offer Introductory Term Annual Fee
* * *
iKobo Money Transfer
• Send Money Worldwide
• Easy & Secure 24/7 Online Transfer
• No Agents, More Locations, & Cheaper than Leading Competitors
• Recipient Withdraws Money from an ATM
• Over 1,000,000 ATMs WorldWideSend Money Now!
Introductory Offer Introductory Term Annual Fee
* * *
Instant Approval Auto Loans





Introductory Offer Introductory Term Annual Fee
* * N/A
Instant Car Loans





Introductory Offer Introductory Term Annual Fee
* * *
Lexington Law - Credit Report Repair





Introductory Offer Introductory Term Annual Fee
* * N/A
Millennium Advantage Pre-Paid MasterCard®
• Use your card at over 900,000 ATMs and millions of locations worldwide!
• No credit check or income verification required
• No Chexsystem check
• No minimal balance required!
• Phone and On-line account access
• Shop and pay bills on-line!
Introductory Offer Introductory Term Annual Fee
* * See Terms*
MoneyNowUSA.com
• Cash in as little as one hour
• Secure Application
• No Faxing of Documents
• Flexible Payments/Highest Loan Amounts

Introductory Offer Introductory Term Annual Fee
* * *
myAutoloan.com
• Get started: Create your login and select loan type
• Complete confidential application and submit
• Review up to 4 offers, compare & selectSign-up Today!


Introductory Offer Introductory Term Annual Fee
* * *
myFICO® Score Watch™
Monitor your FICO® score
See your new FICO® score every time you get an alert of a change on your

Timely credit alerts
Receive alerts via email or wireless text message when Score Watch detects important ch

Receive two Equifax Score Power reports
Receive two Score Power reports when you subscribe – one at en



Introductory Offer Introductory Term Annual Fee
* * N/A
New Millenium Bank Secured Black Diamond Visa® or Mastercard®
• Approved regardless of credit history
• Credit limits up to $10,000*
• Reports to all 3 bureaus
• Get cash at over 740,000 ATMs
• No credit check
Introductory Offer Introductory Term Annual Fee
N/A N/A $59
New Millennium Bank Platinum Visa® or MasterCard®
• Reports to ALL 3 Bureaus
• No Credit Check
• Be Approved Regardless of Credit History
• Special High Introductory Savings Rate
• Bonus $3,000 credit line with My Computer Club
Introductory Offer Introductory Term Annual Fee
N/A N/A $59 Annually
New Millennium Bank Secured Gold Visa® or MasterCard®
• Approved regardless of credit history
• Credit limits up to $10,000*
• Reports to all 3 bureaus
• Get cash at over 740,000 ATMs
• No credit check
Introductory Offer Introductory Term Annual Fee
N/A N/A $59
Next Millennium MasterCard®
• No credit check*
• Approved regardless of credit history
• Secured credit limit of up to $5,000.00
• Get cash at over 740,000 ATMs
• Accepted wherever MasterCard® is accepted
Introductory Offer Introductory Term Annual Fee
N/A N/A $59
OnlineCash911
• Instant Approval
• No Credit Checks
• Fast and Secure
• No Upfront Fees
• Confidential
Introductory Offer Introductory Term Annual Fee
* * *
PayDayRightNow
• Avoid outrageous bounced check fees?
• Avoid outrageous bounced check fees?
• Get your car fixed so you won't lose your job?
• Pay your bills before you get penalized?
• To have fun, travel or any other reason?
Introductory Offer Introductory Term Annual Fee
* * N/A
Pioneer Military Lending®
• Pioneer Military Loans for all ranks and branches of active-duty and career-retired service members and Department of Defense em
• Pioneer Military Loans for all ranks and branches of active-duty and career-retired service members and Department of Defense em
• Pioneer Military Loans for all ranks and branches of active-duty and career-retired service members and Department of Defense em
• Borrow from $500 to $10,000
• Interest rates lower than most credit cards and competitive with banks and credit unions 24-hour service from a company that car
Introductory Offer Introductory Term Annual Fee
* * N/A
Prepaid ARC Travel MasterCard
• 100% Guaranteed Approval with No Credit Check - Perfect for Bad Credit or No Credit
• NO HIDDEN FEES : no monthly or annual maintenance fees*
• Multiple load options: PayPal, direct deposit, online banking, Western Union, Money Gram, and more!
• FREE TRAVEL BENEFITS: Lost or damaged luggage coverage, Travel Services Medical Assistance, MasterTrip Worldwide Travel Assistan
• FREE balance and activity alerts via your email and text messaging
• With PayPass, you can simply tap and go - no need to hand the card to the cashier!
Introductory Offer Introductory Term Annual Fee
* * N/A
Prepaid Visa® RushCard
• Created by Russell Simmons to provide Financial Freedom and Respect
• Guaranteed approval*
• No Credit Check
• Free Direct Deposit
• No Overdraft Fees/ No Check Fees/ No Interest Fees
• Free Credit Builder
Introductory Offer Introductory Term Annual Fee
* * N/A
Privacy Matters 1-2-3
Unlimited, online access to 3-in-1 Credit Reports and Triple Scores, which merges member's credit information a
Triple Bureau Credit Monitoring, with automatic alerts of activity to members1 files with all three
Online access to FICO® Scorewatch, which automatically notifies members of changes to their FICO® sco
No-cost Debt Analysis and "What If" Simulators that help members plan for a healthy credit future
Unlimited, toll-fr
Unlimited, toll-fr
Introductory Offer Introductory Term Annual Fee
* * N/A
READYdebit™ card
100% Approval Guaranteed! – No Chexsystems or credit checks, bankruptcy okay!
Now with FREE Credit Builder!
Better than a checking account – Great online bill pay service with no overdraft, bounced check fees R
Pay Nothing Now! – No deposits or prepayments required to get your card.
FREE Direct Deposit! – stop paying to cash your paycheck.
FREE phone and online access to your account!
Introductory Offer Introductory Term Annual Fee
* * N/A*
SilverCard Prepaid MasterCard®
• Perfect card for Government/Benefits Checks recipients
• $0 activation with rebate*
• 100% guaranteed approval*/no credit check
• Free direct deposit of your pay or government check
• Free unlimited purchase transactions anywhere where MasterCard Debit card is accepted
• No overdraft fees or minimum balances
Introductory Offer Introductory Term Annual Fee
* * N/A
Suze Orman's FICO® Kit
Debt Eliminator
Learn how to get out of credit card debt with your own personalized debt analysis and repaym

Day-to-Pay Bill Reminders
Paying your bills on time is easy with our email bill payment reminders.

InfoVault
Store your important information in the online vault and access it online anytime.

Online Home and Car Coaching
Save money on your home and car loans by learning the interest rates you may qu


Introductory Offer Introductory Term Annual Fee
* * NA
The BuyRIGHT Prepaid MasterCard®
• Get cash at over 900,000 ATMs worldwide
• Pay your bills online or over the phone
• Eliminate payday hassles with free direct deposit
• Accepted at millions of MasterCard locations worldwide
• NO credit checks
• NO employment verification
Introductory Offer Introductory Term Annual Fee
* * *
TurboTax Deluxe
• Uncovers refund-boosting business write-offs
• Finds industry-specific deductions for bigger tax savings
• Easily gets you the maximum tax refund, guaranteed


Introductory Offer Introductory Term Annual Fee
* * *
TurboTax Home & Business
• Uncovers refund-boosting business write-offs
• Finds industry-specific deductions for bigger tax savings
• Easily gets you the maximum tax refund, guaranteed


Introductory Offer Introductory Term Annual Fee
* * *
TurboTax Premier
• Uncovers refund-boosting business write-offs
• Finds industry-specific deductions for bigger tax savings
• Easily gets you the maximum tax refund, guaranteed


Introductory Offer Introductory Term Annual Fee
* * *
U.S. Patriot Card
Includes a 14-day FREE trial
Shows your patriotic pride: proceeds from this card go to help returning U.S. troops from overseas.
• For all those that Try your U.S. Patriot Card NOW absolutely FREE for 14 days.
• You'll save thousands of dollars on:
• Apple Computer & iPods
• Dell Computers
Introductory Offer Introductory Term Annual Fee
* * See Terms*
UltraVX Visa®
• Credit-On Demand™: up to $25,000 credit line—Patent Pending
• Instant Approval: no credit check, no minimum income or bank account required
• Credit Reporting: reports to major credit bureaus
• Clear Rewards™: American Airlines, Southwest, jetBlue, Marriot, and more…no restrictions!
• Powerful Account Features: direct deposit, bill pay, free alerts, add cash instantly at 100,000 retail locations nationwide
Introductory Offer Introductory Term Annual Fee
* * See Terms*
UPside Visa® Prepaid Card
• Reloadable prepaid Visa® card for teens, managed by parents.
• No activation fee, no monthly or yearly fee.
• Created for families’ needs with full parental control.
• Quick, easy online application.
• Free money loading with direct deposit.
• Accepted anywhere Visa debit cards are accepted, including abroad and online.
Introductory Offer Introductory Term Annual Fee
* * See Terms*
Upside Visa® Prepaid Card
• Reloadable prepaid Visa® card for 18-25 year olds.
• No activation fee, no monthly or yearly fee.
• Great solution for a debt-free financial future as it has no APR or overdraft allowance.
• Quick, easy online application.
• Free money loading with direct deposit from friends, family and employers.
• Free and instant card-to-card transfer, perfect for IOUs, birthdays, holidays, etc.
Introductory Offer Introductory Term Annual Fee
* * See Terms*
USA Gold Shopping Card
• *Guaranteed Instant Online Approval!
$5000 Unsecured Gold Merchandise Credit Line!
NO Credit Checks or Credit Turndowns!
NO Employment Verifications!
• Upon request, credit limits increases are available to those that qualify.
Establish Credit by Reporting to Major Credit Bureau!
Introductory Offer Introductory Term Annual Fee
* * See Terms*
Vision Premier(SM) Prepaid Visa® Card
• $0 WEEKLY FEE - with Direct Deposit!
• $0 ACTIVATION FEE - with Direct Deposit*
• Guaranteed approval† with no credit check
• FREE unlimited purchase transactions
• FREE Direct Deposit - no more check cashing fees
• FREE Account Alerts - email and/or SMS text messages
Introductory Offer Introductory Term Annual Fee
* * See Terms*
Wired Plastic™ Visa® Prepaid Card
• New Card for Convenient Tap-n-Pay Purchases at Merchants Nationwide
• No Bounced Check, NSF and Overdraft Charges EVER!
• FREE Rewards Program - Earn 1 point for every $1 spent, redeem for Prepaid Wireless Airtime, Music Downloads, LD Calls
• FREE Bill Pay Service - Pay Anyone Online or Over the Phone
• FREE Credit Builder with Overdraft Protection
• FREE Mobile & Email Alerts
Introductory Offer Introductory Term Annual Fee
* * 39.95